How To Transfer PhonePe Cashback To Bank Account: 2 Methods

Phonepe has become very popular nowadays because of its amazing cashback offers.

It is currently the best upi app in India. PhonePe has restricted its users to use their cashback on recharge, bill payment or payment across any platform who uses phonpe & cannot transfer it to anyone.

But, I am going to share the trick to convert PhonePe cashback to the bank account or Paytm cash. Here, I will be showing you two different cashback transfer tricks. So let’s start.

How To Transfer PhonePe Cashback To Your Bank Account

First Method: In this method, We will use the “PhonePe Gold Buy/Sell” trick to convert cashback into cash.

  1. Open the PhonePe app, go to “My Money” section and click on the gold coin icon.
  2. Enter the amount available in the wallet or the cashback amount.
    phonepe cashback transfer trick
  3. And click on “buy”. Make sure that there is a tick mark in the wallet balance box.
  4. You will receive a confirmation that you have successfully purchased the gold.
  5. Now, the actual conversion starts. Again go to the gold section & click on the “Manage My 24K Gold” option.
  6. Note the amount given in gold value & click on the “Sale” button.
  7. Enter the amount that is the gold value you have noted earlier & click on “Sell”.
    convert phonepe cashback
  8. Finish, you will see the message: “sell gold under process”.
  9. Once the process is completed, the cashback amount will be added to the bank account linked to PhonePe app.

Second Method: In this method, we will use the Flipkart Buy/Cancel Trick to convert the non-withdrawal PhonePe balance.

  • Open the Flipkart app & select any product.
  • Click on the “Buy Now” button.
  • Select any address & continue.
  • Now select “PhonePe/BHIM UPI” & tap on the “continue” option.
  • Complete the payment using PhonPe wallet cashback + debit card if the amount of the product is more than the cashback available in the phonepe wallet.
  • After your order is confirmed, immediately cancel your order.
  • Once your order is cancelled, the price of the product will be refunded to your bank account.
  • Done, enjoy the trick.

Trick To Convert PhonePe Cashback To Paytm Cash

  • At first, use the first or second method given above and transfer the cashback to your bank account.
  • Now, log in to your paytm account.
  • Click on “Add Money” and enter the amount you want to add.
  • Complete the payment using the debit card or UPI linked to that bank account where the cashback was credited.
  • Done.

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