PhonePe App Refer & Earn Rs 200 Scratch Card Per Invite 2020

PhonePe Refer And Earn Offer: PhonePe UPI app loot, you can now earn up to Rs 1000 referral amount. The best thing is that Rs 200 has been fixed for each invitation that you make using your PhonePe Referral Link.

PhonePe has started giving scratch cards for inviting your friends and family. For your knowledge, PhonePe is a UPI app powered by BHIM. It is very popular in India for making UPI payments.

The app also features PhonePe Wallet facility. You are also asked to complete the wallet KYC using your Aadhar card to continue using it.

About The PhonePe UPI App

Phonepe is owned by Flipkart and it is one of the top 3 best UPI apps in the country. Talking about its features, the app can be used to make daily UPI transactions, recharge and pay bills of commodities like mobile, DTH, electricity, credit card, postpaid, insurance premium, water, piped gas, broadband, landline, Datacard, municipal tax etc.

Other features include paying school fees, buying gift cards, donate, and much more. PhonePe has also partnered with third-party companies like Myntra, Dominos, Faasos, IRCTC, OlaCabs, OYO Rooms,, OvenStory, Box8, Delhi Metro, BookMyShow Events, MojoPizaa, FreshMenu, Goibibo, MakeMyTrip, redBus etc to provide everything within one app.

You don’t need to install those particular apps for availing their services, head over to “PhonePe Switch” to find all the partnered apps in a single interface. You can also sell or buy digital gold here. Transfer money directly from your bank account within seconds.

PhonePe App Referral Code

PhonePe UPI App Referral Details
Referral Code No Need To Apply or Use Any Code
Referral Offer Get Rs 200 On Ist Money Transfer
Signup Bonus Get Up To Rs 1000 On Ist UPI Txn
Maximum Earning No Limit
Referral Link CLICK HERE

PhonePe Referral Offer: How To Invite & Earn Rs 200

  1. At first, Download the PhonePe app from here.
  2. Open the app and click on “REGISTER”.app-registration-button
  3. Enter your 10-digit mobile number which will be auto-verified via OTP.
  4. Now, enter your full name, set 4 -digit PhonePe password and click on “Continue”.
  5. Select your app language: Hindi or
  6. Go to the “My Money” section and click on “Bank Accounts”.link-bank-account-option
  7. Click on “ADD NEW BANK ACCOUNT” and select your bank from the lists.add bank account option
  8. Set your 4-digit UPI PIN using your debit card details.
  9. Now, send at least Rs 100 to any PhonePe user to get a scratch card worth up to Rs 1000. [Must do this]
  10. Make sure that you sending money to a UPI address ending with “@ybl” which is a PhonePe Handel.
  11. Done.

Note: There is no as such PhonePe Referral Code. You are provided with only PhonePe referral link. Make sure that your friends complete his first money transfer to get Rs 200 PhonePe referral amount.

How To Find Your PhonePe App Referral Link

  1. On the homepage, click on “Refer & Earn Min. Rs 200”.homepage
  2. Now, you will be taken to your referral dashboard.
  3. Click on on any of icons like WhatsApp, SMS, Email etc to directly share your invitation link among your friends.phonepe-referral-link
  4. Ask your friend to download the PhonePe app using your invite link.
  5. Done.

Terms & Conditions

  • You will get Rs 200 and your friend gets Rs 25 as a signup bonus.
  • Make sure that your friend uses your referral link to download the PhonePe app.
  • He/she should complete the money transfer to qualify for the referral bonus.
  • Don’t send the money to a non PhonePe BHIM UPI ID, the receivers’ UPI address must end with “@ybl” upi Handel.
  • The offer can be availed only once per user.
  • To check for your referral reward, go to the “View My Rewards” section and swipe the card to redeem it.
  • The reward is added to your PhonePe wallet which cannot be transferred to another PhonePe user or a bank account.
  • The cashback reward can be only used for paying bill and mobile recharge and pay at stores where PhonePe is accepted.
  • The redemption process takes about 24 hours.
  • PhonePe has the right to change the terms and conditions, end the referral offer, and block the account of its users in case of a fraudulent act without prior notice.
  • The offer is available for both the platform including Android and iOS.
  • At last, note that the UPI transaction must be done using the bank which is linked to the PhonePe account.

How To Check For Your PhonePe Scratch Cards & Rewards

  1. Go to the app homepage.
  2. Click on “View My Rewards”.view-my-rewards-section
  3. Now, you can see all your scratch cards, total cashback balance, offers and
  4. To redeem your scratch card, click on it and scratch over it.
  5. Now, the winning amount will be added to your PhonePe wallet.
  6. That’s it, done.

Also, check out the below similar UPI offers:

Ending Lines

Now, we have reached the end section of this article showing you the best UPI referral offer out there in the market. Hopefully, you will like this PhonePe UPI refer offer. Getting a reward prize worth Rs 200 to Rs 1000 for inviting people is not a joke.

PhonePe is not an Indian app as it owned by the US company named Wallmart. Anyway, the app belongs to which country doesn’t matter at all especially when we are getting such a hefty referral amount.

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